Remember, Hammer Insurance represents you and your interests. If you call a franchise such as Farmers, Allstate, etc, their agents represent those companies, not you. When representing you, we look for the best options by reviewing different companies and always taking into account what’s best for you.

There are several reasons! For example, Hammer Insurance charges less and with certain promotions, there are no charges to insure you. We do not spend buckets of money on advertising; this means that advertising costs aren’t passed on to you. Our main sources of business are your referrals. Unlike other agencies that have to invest millions in marketing to just maintain their goals, Hammer Insurance believes the best advertisement comes from our clients’ recommendations. This saves us thousands of dollars every day, giving us the flexibility to offer you very low prices.

Our agents are motivated by offering quality, not just quantity. An agent at Hammer Insurance will show you the true costs, in a transparent fashion, to help you make the best decision when updating your policy. Most other agents out there are motivated by just selling you more. They will do whatever it takes to sell you another policy. Instead, our agents are in the habit of advising you on the additional costs with transparent billing details, so we can advise you to either keep the policy you already have or look into switching to something that better fits your needs.

Yes, no lines, no waiting, just pay and go.