Whether you own or rent, there is a policy to protect you and your belonings.
- Renters / Tennat
- Land lord
- Mobile home
- Condo / Unit
Mobile and manufactured homes.
Condominiums or other units.
Extra coverage may be added to Dwelling policies however, by default this policy form covers enough to satisfy the mortgagee's loan agreement
Own or manage rental property? Landlord insurance is a dwelling policy with added benefits.
- OL&T (Owners, Landlords and Tenants) Liability - Covers issues the owner/landlord is legally responsible for.
- Unscheduled personal property
- Covers losses filed by a tenant, including tenant-caused property damage.
- Fair Rental Value - covers rental income loss.
Along with other benefits, renters insurance gives peace knowing your personal belongings are protected again fire and theft.
- Personal Property
- Loss of use
- Identity theft
Buying a home requires an investment of dedication to a plan and executing it. There is an array of insurance options that exist for home owners. Generally there two types of policies. # Dwelling(Fire) policy Extra coverage may be added to Dwelling policies however, by default this policy form covers enough to satisfy the mortgagee's loan agreement # Home owners policy Home owners policies cover everything as a Dwelling policy plus an additional coverage package designed for a responsible home owner.